Settlement comparison calculator

Add up your losses and compare an offer with your own financial illustration. There is no universal settlement percentage and this tool cannot tell you whether to accept.

Is there a typical percentage I should accept?

There is no universal percentage that makes an offer fair. Settlement depends on the evidence, legal issues, recoverable losses, payment timing and the terms each side agrees. This calculator provides arithmetic, not a recommendation to accept or reject.

When does an ACAS COT3 become binding?

A COT3 can become legally binding once the parties agree the terms through Acas, even before it is signed. Make sure you understand and agree to every term before confirming agreement.

Does this assess my chances of winning?

No. It assumes the relevant claim succeeds and uses the losses you enter. It does not assess your evidence or predict what a tribunal or employer would pay.

Free tool · checked 19 September 2026

Settlement comparison calculator

Using the figures in a negotiation

Check which losses your evidence supports, what you have done to limit those losses, and whether the offer includes notice pay, holiday pay, tax deductions or legal costs. Compare like with like. A reference, payment date and other non-financial terms can also matter.

A settlement trades an uncertain outcome for agreed terms. The decision depends on your evidence, the legal issues, your circumstances and the terms offered. Get independent advice if you are unsure; this calculator does not rate an offer as poor, reasonable or generous.

The underlying estimate uses current 2026/27 limits for dismissals from 6 April to 31 December 2026. It does not assess eligibility or all possible reductions.

How Acas conciliation works

Acas can help both sides explore an agreement before or during a tribunal claim. Conciliators are impartial and do not decide whether you should settle or how strong your claim is.

If agreement is reached through Acas, it is recorded in a COT3. It can be legally binding once the terms are agreed, even if it has not yet been signed. Check all financial and non-financial terms before confirming agreement.

Read Acas guidance on conciliation and binding COT3 agreements